What Happens When Your Uninsured/Underinsured Motorist Claim Has Been Wrongfully Denied?

Suffering a car accident can be one of the most life altering events, especially if the accident was caused by an uninsured or underinsured driver. After such an accident, your first step on the road to recovery will be filing a claim with your insurance company. Unfortunately, even if you’re sure the other driver is at fault, it’s possible for your claim to be denied, leaving you in a very vulnerable position.

If your claim has been denied, it’s important to take the right steps so that you get the settlement you need and deserve. Learn what happens after your uninsured or underinsured motorist claim has been denied and find out when you need help from a Personal Injury lawyer.

Building a Legal Case

The most common reason an uninsured motorist claim is denied is a lack of evidence proving fault. Because fault is so important in these cases, the first thing you and your lawyer should do after your initial claim is denied is to start gathering evidence. If there is a police report stemming from your accident, see if you can get a copy. While they don’t always indicate fault, police reports are a good source of information.

Another good idea is to see if you can get any eye witness testimony that will speak directly to the fault of the other driver. Finally, a detailed accident report can be very helpful. With the right evidence in hand, you should be ready to take your claim to court.

The Jury’s Verdict

If your insurance claim has gone to trial, the most important factor is convincing the jury of your claim, which is why it’s important to have the right legal help on your side. A qualified Personal Injury lawyer will be able to present the evidence in your case clearly and concisely so that the jury can see the fault of the other driver.

Once your case is presented, you will have to wait for the jury’s verdict. Hopefully, the decision will go in your favor. If not, then you may need to pursue further legal avenues to finally get the compensation that you need to move on from your accident.

Further Actions

Depending on who your legal case was filed against, the insurer or the other driver, you may be able to pursue further legal action if your initial claim is denied. Additionally, it may also be possible to appeal the original decision, although this can often raise your legal expenses and limit the size of the settlement you can receive.

If you’re working with a Personal Injury lawyer, they should be able to advise you on the proper steps to take if you’ve received an unfavorable verdict from your trial.

Get Help from a Personal Injury Attorney

After your uninsured or underinsured motorist claim has been denied, you may not know how to move forward. If you need help fighting the insurance company for your settlement, you should hire a Personal Injury lawyer from Connor & Connor, PLLC.

We have the legal experience necessary to try your case and work towards the settlement that you deserve. Contact us today for more information.